The benchmark
670+ is generally considered good, 740+ very good, 800+ exceptional. But 'good enough' depends on the product: prime auto and mortgage pricing starts around 720, and the high-limit business credit cards in our program are far easier to secure with a 700+ personal profile.
Score models differ
FICO and VantageScore weigh factors differently, and there are industry-specific versions for auto and card lending. The one you see in a free app is often not the one your lender pulls.
The Bottom Line
Tell us your target — a mortgage, a car, or $200,000 in EIN-based business credit — and we will build the plan to get you there.