Division Three
Elite Credit Repair
Your personal profile is the gatekeeper to corporate capital. We remove what is holding you back so lenders say yes to your business.
Verified Proof
Recent Client Results
$50,000
Business Line of Credit
$42,000
PenFed Business Card
$50,000
Wells Fargo Business Card
$45,000
Chase Sapphire Preferred
$100,000
American Express Business
$30,000
Navy Federal Business Platinum
$16,000
Chase Ink Business Unlimited
Hard Inquiries Deleted
9 Hard Inquiries Removed
+160 Points
Credit Score Boost Increase
Aggressive Credit Repai
4 Collections Deleted Quickly
3-Bureau
Disputes filed with Experian, Equifax & TransUnion
100+ Pts
Score increases seen by active clients
30–45 Days
Typical window for the first deletions to land
Why Crawford Elite
Are the errors in your credit report holding you back?
When you work with Crawford Elite, you get advocates who make your credit reports face a full range of consumer protection laws — and who enforce your rights until your reports and scores reflect the truth.
No Cost To Start
Your free three-bureau assessment comes first. You see the plan before you ever pay a dollar.
Powerful Legal Strategy
Every dispute is built on the FCRA, FDCPA, and Metro 2 reporting standards — the same laws that force deletions.
Proven Results
Our clients routinely clear the majority of their negative items within the first six months of active service.
Real-Time Tracking
Client portal access with monthly score updates so you watch every deletion land as it happens.
Identity Protection
Fraudulent and identity-theft accounts challenged and blocked from your file.
Aggressive Escalation
'Verified' is not an answer. We demand method of verification and escalate until it is proven or deleted.
No Cost To Start
Get Started With a FREE Credit Assessment
Find out exactly what is hurting your credit — and what we believe we can remove — at no cost.
What We Remove
Negative Items We Challenge & Delete
Every dispute is built on the Fair Credit Reporting Act — accuracy, verification, and compliance.
Collections
Third-party and medical collections challenged for accuracy and validation.
Charge-Offs
Closed delinquent accounts disputed at the bureau and furnisher level.
Late Payments
Inaccurate 30/60/90-day marks removed to restore payment history.
Repossessions
Auto and asset repossession reporting audited for compliance errors.
Hard Inquiries
Unauthorized and duplicate inquiries removed to free up scoring room.
Bankruptcies
Public record reporting verified against court and trustee data.
Judgments & Liens
Outdated or improperly furnished public records challenged.
Student Loans
Misreported servicer transfers and delinquencies corrected.
Client Results
Deletions & Score Increases
Hard Inquiries Deleted
9 Hard Inquiries Removed
Wells Fargo Dealer Services, Ally Financial, Santander Auto, BB&T, Capital One, Citizens One & more removed from report.
+160 Points
Credit Score Boost Increase
Experian 782 / TransUnion 780 after a full repair cycle.
Aggressive Credit Repai
4 Collections Deleted Quickly
Midland Credit Management, Resurgent Capital Services & more removed.
Credit Education Center
Learn How We Win — Then Let Us Do It For You
Click any topic below for a full, plain-English breakdown from our credit team.
Fixing Credit
Credit Industry
Negative Items
Know Your Rights — Official Credit Sources
Federal law, regulator guidance, and the only authorized free credit report site.
- NFCC — Nonprofit Credit CounselingNonprofit counseling network for budgeting and debt management plans.
- Cornell LII — Fair Debt Collection Practices ActFull FDCPA statute for citation in disputes.
- U.S. Securities and Exchange CommissionRules for raising investment capital and public disclosures.
- Kauffman Foundation — Entrepreneurship ResourcesLeading research on startup capital access.
- CDFI Fund — Find a CDFIMission lenders that fund businesses banks often decline.
- CFPB — Credit Card Agreement DatabaseSearch the actual cardholder agreement before you apply.
- Saks Fifth Avenue CreditRetail account terms and benefits.
- Pew Research CenterIndependent research on household and business finances.
- Chase — Business BankingBusiness checking that supports bank-rating requirements.
- IRS — Free Tax Transcript RequestTranscripts lenders request during underwriting.
- U.S. Chamber of Commerce — CO— ResourcesOperational playbooks for growing companies.
- FTC — Advertising and Marketing RulesTruth-in-advertising standards for financial claims.
- Entrepreneur — Money & FinancePractical funding coverage for owners.
- USA.gov — Business ResourcesThe federal government's front door for business services.
- Equifax Business Credit ReportsThe third major commercial bureau in a complete business credit file.
- IRS — Change of Ownership or StructureWhen a transfer of control requires a new EIN.
- CFPB — Debt Collection Sample LettersFree federal letter templates for validation and disputes.
- LawHelp.org — Free Legal Aid by StateState-specific legal aid for debt and credit issues.
- Federal Deposit Insurance CorporationDeposit insurance, bank data, and consumer protections.
- Harvard Business School — Working KnowledgeResearch summaries on finance and firm growth.
- SEC — Regulation CrowdfundingRules for raising capital from the public online.
- American Express — Business CardsIssuer terms for business charge and credit card products.
- Walmart — Business AccountsBusiness purchasing accounts and payment terms.
- Bureau of Labor Statistics — Business Employment DynamicsSurvival rates and job creation data for new firms.
- MyCreditUnion.govFederal consumer site on credit union membership and products.
- IRS — Employment TaxesPayroll obligations that affect lender risk review.
Credit & Business Help in Your State
We work with clients in all 50 states. Start with your own state's official business filing office.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Clear the Roadblocks. Unlock the Funding.
Get a complimentary review of your credit report with a Crawford Elite specialist.