What a legitimate firm does
A real credit repair firm audits your reports, identifies reporting violations, drafts and escalates disputes, and documents results. It works under the Credit Repair Organizations Act (CROA), which requires a written contract, a clear description of services, and a three-day right to cancel.
Green flags
- Free initial credit assessment before you pay anything.
- Written agreement and cancellation rights disclosed up front.
- No payment collected before services are performed.
- Real deletion documentation from past clients.
- A live phone number and a physical business address.
The Bottom Line
Crawford Elite gives you a free assessment, a written plan, and a direct line to a real specialist at (866) 435-4834.